Disclaimers and Terms

Last updated: [Sept 20, 2025]

1) Education-Only; Not Investment Advice

We provide financial education and general information only. We do not provide personalized investment, legal, or tax advice. Nothing here is a recommendation to buy, sell, or hold any security or derivative. Please consult licensed professionals for advice specific to you.

2) Earnings & Results

Individual results vary. Any examples, case studies, or testimonials are individual experiences and do not guarantee that you will achieve similar results. Outcomes depend on market conditions and your skills, discipline, and risk management.

3) Trading & Options Risk

Trading involves risk. You can lose some or all of your capital. Past performance does not guarantee future results. Options trading involves significant risk and is not suitable for all investors.

4) Hypotheticals & Backtests

Any projections, compounding illustrations, or hypothetical examples are for education only and do not reflect actual or guaranteed outcomes.

5) No Broker-Dealer / No Fiduciary Relationship

We are an education company. We are not a broker-dealer, registered investment adviser, or fiduciary.

6) Testimonials & Case Studies

Student stories and screenshots are shown to illustrate what’s possible. They are not typical and are not intended to represent that anyone will achieve the same results.

7) Program Access & Billing

Your initial training purchase includes access to the core program as described on the checkout page. Ongoing community/coaching access (if offered) is optional and billed monthly until you cancel. See the checkout page for current pricing and terms.

8) Recordings & Live Sessions

Live sessions may be recorded for educational review. Access is for enrolled members’ personal use only.

9) Conduct & Community Standards

We maintain a respectful, faith-forward environment. Harassment, abuse, or sharing proprietary materials outside the community may result in removal without refund.

10) Intellectual Property

All content, trainings, and downloads are for your personal use as a student. Reproduction or redistribution without written permission is prohibited.

11) Refunds & Cancellations

  • Core Training: Unless explicitly stated otherwise on the checkout page, purchases are non-refundable once access is granted.

  • Monthly Community: Cancel any time before the next billing date to avoid future charges. Partial-month refunds are not provided.

12) Chargebacks, Good-Faith Resolution & Liquidated Damages

12.1 Talk to Us First. If you believe a billing error occurred, email cheriese@cheriesekristine.com within 5 business days of the charge so we can investigate and correct any mistake. We resolve most issues quickly.

12.2 Card-Network Rights. Nothing here limits your rights under Visa/Mastercard/AmEx/Discover rules. If any part of this Section conflicts with applicable card-network or processor rules, those rules control.

12.3 Liquidated Damages for Bad-Faith Chargebacks. If (a) you receive access to our program/services and (b) you initiate a card chargeback without first allowing the good-faith resolution period in 12.1, or you file a dispute that is determined to be in bad faith (for example: claiming “item not received” after logging in and using the materials), you agree to pay $1,000 as liquidated damages to cover our anticipated administrative time, investigation and response, processor/dispute fees, and account management costs. This amount is our reasonable pre-estimate of probable loss at the time of contracting and not a penalty. If a court or arbitrator finds $1,000 unenforceable or excessive, it will be reduced to the maximum enforceable amount.

12.4 How Assessed. Liquidated damages will be invoiced separately (not charged to your payment card) and are due upon issuance. Non-payment may be referred to collections as allowed by law.

12.5 No Double Recovery. We will not both collect liquidated damages and seek additional actual damages for the same conduct; if liquidated damages are collected, they are the sole monetary remedy for that breach.

13) Offer Transparency

When we present time-limited pricing or bonuses, the window and terms will be accurate and clearly shown on the checkout page.

14) Affiliates & Recommendations

We may recommend tools or services and could receive compensation if you purchase via our links. We only recommend resources we believe add value and will disclose affiliate relationships where they appear.

15) International Users

Access to brokerage features (including options) varies by country. You are responsible for complying with local laws and your broker’s requirements.

16) Taxes

We do not provide tax advice. Trading gains/losses and membership fees may have tax implications. Consult your tax professional.

17) Contact

Questions about these terms or your account? Email cheriese@cheriesekristine.com.

ONE HOUR TO FREEDOM © 2024 All rights reserved | Privacy Policy | Terms and Conditions

Education only; not investment advice. Trading involves risk; results vary and aren’t guaranteed. Past performance ≠ future results. Options trading isn’t suitable for all. Testimonials are illustrative only. By enrolling you agree to our Terms, including billing, refund/cancel, and chargeback/liquidated-damages provisions.
Cheriese Tracey can not and does not make any guarantees about your ability to get results or earn any money with our ideas, information, tools, or strategies. Nothing on this page, any of our websites, or any of our content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax or other professional advice. Any financial numbers referenced here, or on any of our sites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance. Use caution and always consult your accountant, lawyer or professional advisor before acting on this or any information related to a lifestyle change or your business or finances. You alone are responsible and accountable for your decisions, actions and results in life, and by your registration here you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance. This site is not a part of the Facebook website or Facebook Inc. Additionally, This site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.